and National Association of Realtors, applauded the passage, noting it addresses stakeholder concerns while maintaining momentum on supply growth. Restrictive zoning, slow permitting, and regulatory overload have exacerbated shortages, particularly in high-demand areas. This bill empowers states and localities with tools and incentives to build more homes without massive new spending, focusing instead on smarter government processes and private-sector incentives. It also bolsters community banks, which play a vital role in local lending for construction and mortgages.
With the House now having passed its amended version, the bill returns to the Senate for consideration of the changes. Senate
