It also includes targeted restrictions on large institutional investors acquiring single-family homes – aligning with Trump administration priorities to keep properties available for families rather than corporate portfolios. The package also improves access to credit, updates outdated FHA and VA loan programs, and includes safeguards for renters while preserving pro-supply policies. By removing barriers that delay construction and drive up costs, the bill aims to increase inventory, ease pressure on prices, and restore the American Dream of homeownership.
Industry Support and Next Steps Industry groups, including the Mortgage Bankers Association